CIC: Certified Insurance Counselors
What does working with a CIC mean for you?
Knowledgeable service. And a pledge to provide more
professional and more educated service every year of
your relationship. The CIC designation is your assurance
that the professional with whom you are doing business
is continually informed about the latest in insurance
products, forms, procedures, and services.
How is CIC service different from that provided
by other agents?
Certified Insurance Counselors are trained to ask the
right questions- of companies, clients, and employees.
But that is just the beginning. CIC's are part of an
extensive national and international network of highly
trained professionals. They are recognized as among
the nation's best and most knowledgeable insurance practitioners-
with a longstanding, personal commitment to client satisfaction.
They provide the right answers. That saves time and
money.
CPCU (Certified Property &
Casualty Underwriter)
A CPCU is an individual who has successfully completed
10 national examinations administered by the American
Institute for Chartered Property Casualty Underwriters,
Inc. in Malvern, PA. The CPCU program requires in-depth
study of every aspect of the insurance industry, from
finance and accounting, business law, and economics,
to insurance company operations and risk management.
CPCU's also must have three years of industry experience
and agree to be guided by an enforceable code of ethics.
CPIW (Certified Professional
Insurance Woman or Man)
Introduced in 1968, the designation in direct support
of the National Association of Insurance Women (NAIW)
stated goal of "promoting personal and professional
development". Attainment of the designation
offers tangible evidence of high professional standards,
a commitment to continuing education and an awareness
of industry issues. Requires employment in the
insurance industry for a minimum of five years.
Why an Independent Insurance
Agent?
Some people think it doesn't really matter where they
buy their insurance. But this misconception could be
costing them money, service and protection. Buying insurance
isn't like buying bread or milk. Insurance is an important
safety net for your family, your home, your car or your
business. Don't treat the purchase lightly!
There is a difference in where you buy your protection.
Many people don't realize there are three sources for
insurance:
- Captive Agents, who can sell you the insurance of
only one company.
- Telephone Representatives, who can offer you the
insurance of one company, and only on the telephone.
- Independent Insurance Agents, who represent an average
of eight insurance companies, and research with these
firms to find you the best combination of price, coverage
and service.
| Your
Independent Insurance Agent: |
Is licensed
professional with strong customer and community
ties.
Gives you excellent service and competitive
prices because your agent can access the
insurance coverage from more than one company.
Unlike other agents, is not beholden to
any one company; thus, you don't need to
change agencies as your insurance and service
needs change.
Assists you when you have a claim.
Is your consultant, working with you as
you determine your needs.
Offers you a choice of insurance plans
and programs.
Is a value hunter who looks after your
pocketbook in finding the best combination
of price, coverage and service.
Offers one-stop shopping for a full range
of products-home, renters, auto, business,
life and health.
Can periodically review your coverage to
keep up with your changing insurance needs.
Treats you like a person, not just another
number.
Customer satisfaction is the key to an
independent agent's livelihood. So, serving
you in your independent agent's most-important
concern.
|
|
|
